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PROJECT OF MICRO-CREDIT  OF COFAG

 ( CLLECTIVE OF BUSINESSWOMEN IN GASCOGNE)/CBWG.

Chapter  I.

I.  I Introduction

 The Project of Micro- Credit is planned by '' COFAG'' Collective of the Businesswomen of the Gascogne Region regarding to frame the women having an activity Commercial, économical and financial in the region of Gascogne  and of Mirebalais. 

1.2- organization presentation

The Collective of the businesswomen of the region of Gascogne '' COFAG'' is an Organization with economical, financial and commercial character.  COFAG groups together and wants to group together all the women having an economical, financial and commercial activity that will launch themselves in an economical activity any.  COFAG already realized meetings of formation with its members and will continue to do it regarding better to frame them.  This Organization proposes itself to create a Project '' Micro- Credit to Gascogne that would help to improve life in the community, that on the economical, social and cultural level of the population. 

Chapter II

2,1- Presentation of Gascogne

 Situated to the Southeast of the City of Mirebalais, Gascogne, having become a neighborhood even if this again is not mentioned in the official newspaper of the state:  The Supervisor'' but this is a neighborhood and will rise soon to the row of the towns of the department of the center.  But so far, one talks about the first community section of Mirebalais.  The place of installation of the Project Is Marche-Canard (Duck Market), Capital of Gascogne , of Mirebalais in the Low Central Plateau. 

2.2 Historicities of Gascogne

Every zone or country locality has his history; doubtless Gascogne has his history.  The name of Gascogne  comes from France.  Zone lived by the French at the time of the colonial period and having noted a similarity to a river in France '' called Gascogne'' from which they said:  Gascogne is the name of this river .Gascogne is passed 5th community section of Mirebalais to become 3rd community section of Mirebalais and now this is the first community section of Mirebalais to become officially neighborhood of Gascogne and soon the Town of Gascogne one. 

2.3-Population of Gascogne  

With its fifty four (54) localities/ dwellings, Gascogne has a population of more than fifty thousand (50.000) living. 

2.4-Institutions or Resources to Gascogne. 

One can say that Gascogne is in the process of development.  One easily can come in vehicle to Gascogne.  From which there is: road, primary, secondary school, Protestant and Catholic Churches, cooperation, radio Station, Drinkable water, rocks, sands, products vivriers and cereals, public markets and Internet. 

2,5- How to arrive or attain Gascogne. 

To arrive to Gascogne, one borrows or takes the National road N0 3 to Mirebalais arrived to the Intersection Péligre, one is located to right to 10 minutes in car, or  in Jeep, one arrived to the intersection of Desvarieux, then one turns to right, this is the Gascogne one after 10 minutes by car or after crossing the river of Gascogne one  is at Marché-Canard (Duck Market), that is the Capital. 

Chapter III

3.1-Presentation Project.-

 there is a long time the population of the fifty four (54) localities of Gascogne one confront to problems of various order.  It is at r

 It is to notice that no intervention was done to their intention and so far the problems more serious are not identified.  The people feel tired from this position in which they rot since decades. 

In fact, to remedy these problems, the COFAG elaborated this project of Micro-credit, a response element to the problems dominating the population of these localities. 

3.2-Justification Project

The environment of intervention has a body of vital needs that again are not met and satisfy.  Among the latter Micro-credit for Gascogne is of an importance capital.  The Project focuses or stresses itself on the women because in Haiti and precisely in the rural zones, this are the women that take cares or big left maintain, in the house on the nutritional, food and even financial and economical plan. 

In fact, this Project will put fine, in left, to the problem of the rural exodus of Gascogne one.  What's more of that, this project will increase the local economy and the purchasing power of the population Gasconde because there will be money circulation.  This project is a positive response in that has to do with the expectation of the women in particular.  And the population usually.  It even will create jobs. 

3.3-Localisation Project

The Project will realize itself to Marché-Canard ( Duck Market) situating to the heart of the region of Gascogne one to some 13 Km of the city of Mirebalais in the Department of the Center. 

3,4 Objectives of the Project

a) The principal Objective of the Project is to frame the businesswomen of the region of Gascogne one to structure their business, economical and commercial activities. 

b) Specific Objectives of the Project to Increase the purchasing power of the women of the region To Improve the

Economical social conditions of the population To Reduce the rural exodus towards Itself Harbor and Dominican Republic

c) To diminish the problem of malnutrition in the families or the children are the principal victims.  Reduce the massive destruction of the trees Creation of timeliness of work and of jobs.  Facilitate the education

of the children in the region. 

3.5-Population Profitable

 The Body of the population of Gascogne one will benefit from the project Micro-credit  in a future time, but as early as the beginning of the Project, two hundred (200) women will benefit from the project in the period of the beginning and until three (3) month.  These zones or these localities will profit directly of the Project of Microphone Credit:Marche-Canard.

Marcelin, Mirebalais, Doco, Lafond, Corvel, Colaré, Boyer, Bremon,Baker,Desvarieux,Veraque,Haut-piton, Memage,Ganichaud,Loyer,Boyer,Galata,Perrin,Portino,Despinos

3.6-Problems and under problems to resolve.

 Since the people live in regions that have not needs satisfy, they are obliged to create all sorts of economical and commercial activities to meet their needs, but often these activities have very unfortunate results.  The realization of such a Project will allow the women of Gascogne one to have a new method of life.  Reduce the problems of the malnutrition of the children and the problem of performance of the young ones since they lacked the food rations of basis being able to facilitate their mental growth, intellectual physical.  All these points or problems will be resolved with the realization of such a Project.  '' Micro-credit for Gascogne''

3.7- Goal of the Project & its extrants

 In the framework of this project, COFAG hears to install a system Micro- Credit reliable to allow the profitable ones to satisfy their local needs and to manage the project in a manner to render durable it while setting up a committee aiming to oversee the Project on all the facets all while taking useful judged measures for the survival of the Project.  The Committee will use certain influences in the application of certain principles without resorting to the constraint.  It thinks also to present a flowchart of which elaboration must specify the authority links between the profitable ones properly says:  The structure of the committee of supervision will facilitate all the taken ones of quick and effective decisions, which ones will constitute a mechanism of durability of the project.  What's more, COFAG thinks to instruct the profitable ones on the manner to protect the project regarding to assure his survival, always on the supervision of the committee of supervision. 

3-8- Principal activities businesses

Wanting to put to the execution this project of Micro-credit, one is obliged to subdivide it in several spheres of activities which ones constitute of the under -projects, of which the principal ones are: 

1- To Visit, student the women and know their business or their activities.  In these visits, the technicians in economy will identify and verify the type of activities more commercial and more financial or more economical that takes these persons.  2- A psychological social study of the executive committee of the COFAG to the place of the people of the community.  In this study, the COFAG mobilizes  and sensitizes the population in that has to do with effective participation that she must give to facilitate the project realization. 

3-9- Value to begin lending to every businesswomen

 The value to lend to every businesswoman will depend on the nature of the business and value already invested by the person in charge and this committee will determine how much and when.  But in a period of a (1) to three (3) month, COFAG hears to frame, attend and lend money at least to two hundred (200) businesswomen in the Gascogne one on a long list that waits  

3-10- The input and project constraints the project

Will have, need of resources more humans, more material and more financial for his realization.  Which ones can influence it of a negative manner in the absence of to find them?  Fortunately COFAG already disposes a number of the human resources.  Such as:  Accountants, Administrative and other.  Being given that the profitable ones already have commercial and economical activities in the region.  They are therefore mobilized, decided  that they even are disposed to do the efforts to facilitate the start and the continuity of the Project. 

3.11- Type of the Project

 This is an economical, financial and commercial project.

3.12-Sizeof the Project

The global population of the fifty four (54) localities of Gascogne and its vicinity will be touched by this project of Microphone Credit.  Gascogne has about sixty (60) km of long one on forty five (45) of wide. 

3.13- Administrative Aspect of the Project

This Project will be managed by a Committee of seven (7) thus constituted members.  A president, an accountant in boss, a promoter, secretary, a delegate, a counsel and a member. 

Each of these members has certain knowledge in management.  The Accountant/Treasurer is graduate in accounting; it will be responsible of the supervision of funds and files of the Microphone Credit of the COFAG.  The COFAG counts also on the technical assistance and the supervision of the financial organism for his survival.  In the last analysis, the other human resources that lack us will be recruited elsewhere. 

Chapter IV-

4.1-Cost of  the  Project. 

The cost of the Project is:  200 X'S 10,000 = 2.000.000 G 200per person at reason 10,000 G. by businesswomen

4,2- Lasted of the project

The Project is conceived for a limitless date. 

4,3 Conclusions

The realization of such a Project is not without obstacles if one considers certain factors such as:  expensiveness of the cost of living, transportations, lack the resources, but the determination and the will of the beneficiaries are of an excellent guarantee for the realization objectifies of this Project. 

  Contact person:

 M. Saint-Clair DESTINE

 Phone: 001(509) 3444-1199.

 E-mail:scdestine2@hotmail.com,

bureaucofag@yahoo.fr